To dream that you have penalties imposed upon you, foretells that you will have duties that will rile you and find you rebellious.
To pay a penalty, denotes sickness and financial loss.
To escape the payment, you will be victor in some contest.
[1]1. Guilt, a need for punishment for past transgressions or patterns of behavior.
2. To feel distance from or “out of the game,” out of sync with society (to be penalized for a foul).
3. Reverse: success, victory is achieved through determination and honest hard work.
[2]